Call us today for a FREE legal consultation : (352) 253-2250
Although no one wants to file for bankruptcy, if you are struggling with debt it can be a big weight off your shoulders. It is not a decision to make lightly, and you should look into your alternatives first. If you decide that bankruptcy is the right choice, you should not try to do it without the help of an experienced attorney. Such assistance can help you get the most out of bankruptcy and avoid potential trouble.
The purpose of bankruptcy is to help people get a “fresh start” when they are overwhelmed with debt. Most of your debts can be discharged outright or managed with a series of affordable payments. Bankruptcy can not only eliminate debt, but can also: Stop Foreclosure; Stop Garnishments; Stop Repossession; and End Harassing Creditor Calls.
An experienced bankruptcy attorney can help you achieve the best possible outcome from bankruptcy.
Bankruptcy is not for everyone. It does have long-term ramifications. Bankruptcy looks bad on your credit. It is probably the biggest negative you can have on your credit. However, it may not be worse than multiple negative accounts created by unpaid bills, and it can give you the chance at a fresh start. It may even give you the opportunity to rebuild your credit sooner.
Chapter 7 bankruptcy stays on your credit up to 10 years.
Remember, each case is unique. You should talk to an experienced bankruptcy attorney about what to expect and what your alternatives to bankruptcy may be. Your attorney will also help you decide if you should file for an emergency bankruptcy or if you have the ability to spend time planning and preparing so that you will have the best possible outcome.
If you are considering bankruptcy, please call Hatfield & Stack, LLC at 352-253-2250. The initial consultation is free of charge. An experienced bankruptcy attorney can help you figure your options for handling your financial situation and help to you decide how to proceed. Let us help you file properly so that you can achieve the best outcome, take care of your financial worries, and move on to rebuilding your finances.